Payment Terms
Last updated: July 16, 2026
These Payment Terms govern all transactions made through Lifakei and the services available at lifakei.com. By completing a purchase or enrolling in any paid programme, you agree to the terms set out below. Please read them carefully before proceeding with payment.
1. Accepted Payment Methods
We accept payment via the following methods:
- Major credit and debit cards (Visa, Mastercard, American Express)
- Bank transfers where explicitly offered at checkout
- Digital payment platforms supported at the time of purchase
All accepted payment methods are displayed at the point of checkout. We reserve the right to add or remove accepted payment methods at any time without prior notice.
2. Pricing and Currency
All prices are displayed in the currency shown on the relevant product or programme page. Prices are inclusive of applicable taxes unless stated otherwise. The final amount charged will be confirmed before you complete your purchase.
We reserve the right to update pricing at any time. Price changes will not affect purchases already completed. Promotional pricing is valid only for the duration specified and cannot be applied retrospectively.
3. Billing and Charges
3.1 One-Time Payments
Where a service is offered as a single payment, your card or chosen payment method will be charged in full at the time of purchase. Access to the relevant content or programme will be granted upon successful payment confirmation.
3.2 Subscription and Recurring Payments
Where a subscription or instalment plan is offered, you authorise us to charge your payment method on a recurring basis at the agreed interval (monthly, quarterly, or annually as applicable). Recurring charges will continue until you cancel your subscription in accordance with the cancellation terms below.
You are responsible for ensuring your payment details remain current and valid. Failed payments may result in temporary suspension of access until the outstanding amount is settled.
3.3 Instalment Plans
Where instalment options are made available, each instalment is due on the scheduled date. Failure to complete all instalments does not entitle you to a refund of amounts already paid, and continued access to the programme may be suspended until full payment is received.
4. Taxes and Duties
You are responsible for any taxes, duties, or levies imposed by your local authority in connection with your purchase. Where we are required by applicable law to collect and remit taxes, these will be calculated and added to your order total before payment is processed.
5. Payment Security
All payment transactions are processed through secure, encrypted third-party payment processors. We do not store your full card details on our servers. Our payment processors operate in compliance with industry security standards. By providing your payment information, you represent that you are authorised to use the payment method supplied.
6. Failed and Declined Payments
If a payment is declined or fails for any reason, access to paid content or services may be suspended or withheld until the issue is resolved. We may attempt to retry a failed payment a limited number of times before suspending access. It is your responsibility to update your payment information promptly if a payment fails.
We are not liable for any loss of access or service interruption resulting from a failed payment caused by your payment provider or bank.
7. Refund Policy
7.1 General Refund Conditions
Refund eligibility depends on the specific programme or service purchased. The applicable refund window, if any, will be stated on the product page or in your purchase confirmation. Where a refund is granted, it will be returned to the original payment method used at the time of purchase.
7.2 Non-Refundable Items
The following are generally non-refundable unless required by applicable consumer protection law:
- Digital content that has been accessed or downloaded
- Completed sessions, workshops, or live events already attended
- Purchases made after the stated refund window has expired
- Partial use of a subscription period
7.3 How to Request a Refund
To request a refund, contact us at contact@lifakei.com with your order details and reason for the request. We will review your request and respond within a reasonable timeframe. Processing of approved refunds may take 5 to 10 business days depending on your payment provider.
8. Cancellation of Subscriptions
You may cancel a subscription at any time by contacting us at contact@lifakei.com or through the account management area if available. Cancellation takes effect at the end of the current billing period. No partial refunds are issued for unused time within a billing period unless otherwise stated.
Cancellation of a subscription removes your entitlement to future charges but does not automatically entitle you to a refund of amounts already charged.
9. Disputes and Chargebacks
If you believe a charge has been made in error, please contact us at contact@lifakei.com before initiating a chargeback with your payment provider. We are committed to resolving billing concerns promptly and fairly.
Initiating a chargeback without first contacting us may result in suspension of your account pending investigation. We reserve the right to contest chargebacks that we believe are not made in good faith.
10. Changes to Payment Terms
We may update these Payment Terms from time to time. When we do, the revised version will be published on this page with an updated date. Continued use of our services after changes are published constitutes your acceptance of the revised terms. We encourage you to review this page periodically.
11. Contact Us
If you have any questions about these Payment Terms or a specific transaction, please reach out to us:
| Contact Method | Details |
|---|---|
| contact@lifakei.com | |
| Phone | +353 599 147 852 |
| Post | 27 N Strand, East Drogheda, Drogheda, Co. Louth, A92 H348, Ireland |